“ in recent years, the rapid growth of the domestic commercial banks' financial management, and thus led to the rapid development of the entire asset management business. From the development trend of the banking industry, with the rapid advance of the interest rate market, asset management business will become the core of commercial banks, and will become a decisive force in the transformation of the banking business. & rdquo; Tian Ma continued, President of the bank's asset management business center on September 10, held the Banking News regular press conference introduced bank asset management business development.
Ma Xutian said that as of the end of 2014, the balance of financial investment assets of the bank's financial assets amounted to 15.77 yuan. In the first half of 2015, the balance of the 12 major banks reached 13.49 yuan, is expected in the next 5 to 10 years, the potential size of the domestic retail wealth management market will reach 80 yuan to 120 yuan. If in accordance with the international market, the average annual business income of about 1% of the business income ratio estimates, plus 5% annual profit growth rate estimates, from the creation of financial management in the middle business income will be more than 40% in the banking sector, which will effectively support the banking industry's business transformation and sustainable development.
To strengthen information management power transformation and
“ service entity economy is the important content of the development of the banking business, but also the social responsibility of the bank. Bank of communications will be through the development of information management business, and promote the healthy and healthy development of the real economy. & rdquo; maxutian said, the bank established in the asset management business as the starting point, to create the first wealth management bank's goal, accelerate the business innovation and channel optimization, development bank customers, institutional clients, Internet banking customers and offshore RMB customer four new markets, realize from the bank's market to the national market, the domestic market to international market, traditional market to Internet market strategy to expand.
As one of the earliest to carry out financial business of Chinese funded financial institutions, Bank of communications give full play to the advantage of business information management, promote the restructuring and development of the bank. According to the briefing, in the first half of this year, the bank financing the balance of more than 1.3 trillion yuan, the scale of financial business compared with the beginning of growth 27.55%, the growth rate in the state owned bank in the leading position. At present, bank financial business scale ranked five for second, financial data submitted to the quality in the country ranked first. Have influence in the market of professional rating agencies and bank capital tube in issue ability, profit ability, risk control ability and comprehensive financial ability of four indexes were obtained first.
In addition, the bank seize state-owned mix all system reform and government reform as the key project of it, to innovate the mode of equity investment, shaping the brand bank fund industry. Bank to set up the culture of the fund bocom and successfully participate in Shanghai's first single state-owned enterprises mix change & mdash; & mdash; Shanghai article wide (SMG) directed the issuance of the project; establish new urbanization development fund, docking quality infrastructure and a shed to change the project, support national new urbanization development strategy; actively participate in local government reform project, creating the successful bank & mdash; Hui Yin Guangzhou mixed change special fund, Luxin venture capital fund to guide. During the first half of this year, the bank asset management business center success among investors in GF Securities Hong Kong IPO cornerstone investors and Huatai Securities IPO in Hong Kong anchor and global influence of brand asset management effective promotion.
Moreover, the bank product innovation as a breakthrough, closely tracking the hot market, launched & ldquo; Li Xintian & rdquo;, & ldquo; private banking Rui, & rdquo; make new products, promote the product by the expected return to the net type transformation, and further enrich the connotation of financial services. During the first half of this year, the bank successfully issued selected portfolio of fund products Yinsheng, & ldquo; mixed allocation fund, the fund portfolio, given the increasing enhancement Fund & rdquo; absolute return series financial product line.
