Our vision: to make personal finance and corporate finance has become simple
For a long time, because of the financial repression, the personal financial products and the development of small and medium enterprise financing market are restricted. On the one hand, ordinary investors due to the small size of assets to enjoy high income and low risk financial services; on the other hand, small and medium-sized enterprises to from banks and other mainstream financial institutions to obtain low cost of financing, but from private financing channels for high interest rates for borrowing.
Certain financial based on factoring business supply chain financial sector of professional experience in operations, using the advanced Internet technology, establish a to financial freedom, advocating credit, strict air pipe, the safety of principal and interest investment financing environment. We create a wealth of information transparency, financial security, higher income financial platform, so that investors can be rich in quantity, quality, information disclosure, revenue and reliable quality project library free choice of financial targets; to create a debt based credit, convenient and efficient, low cost financing channels, so that the real growth potential of small and medium micro enterprises with high quality accounts receivable, far lower than the cost of private lending.
Our goal: to play the value of enterprise credit, to create the best accounts receivable credit management platform
The (Receivable Exchange TRE) platform, the Internet platform to achieve corporate accounts receivable financing of the attempt, began in the United states. In China, a certain financial sector in the supply chain with rich experience in the field, the first to achieve a breakthrough in this area. High quality accounts receivable credit is one of the most high quality assets of small and medium enterprises, but because of this kind of asset is difficult to manage, the operation is complex, banks and other mainstream financial institutions in the field of long-term neglect, so that more than 20 of China's annual accounts receivable assets rarely converted to small and medium enterprises financing.
Certain financial value for the value of commercial credit, focus on doing the best accounts receivable financing platform, so that the value of commercial credit into investment and financing of security, through professional credit audit and management, to provide investors with high quality corporate debt financial products. We attach great importance to the protection of the interests of investors, the management of financing projects, strictly abide by the line 360 degrees audit principle, strict supervision and cooperation of financial institutions to promote the project to improve the credit audit and loan management, and through effective security measures to disperse investment risk.
Our actions: to provide investors with the most transparent investment and financial products
Our professional team with rich experience and extensive market experience, to explore the best credit for high investment value of the project, through the network platform to investors. All financial targets issued on the platform, will be the most transparent way to disclose to investors. Each corporate bonds will be in the bank credit center, every financial subject will be based on the relevant regulatory authorities in charge of the record, each financial funds must be managed and allocated through professional third party funds, in addition to the protection of personal privacy and business secrets, business information, credit information and other information will be open to investors to provide investors with the most detailed information.
Risk control system
1, cooperation agencies access All financial institutions in a certain financial platform to promote and publish corporate bonds financing projects, the need to go through the strict access to the platform. Review of the contents of the organization's basic information and financial qualifications, professional qualifications, institutional credit records, historical records, etc., in order to ens...
Safety assurance
I2AR mode of financial management, the risk of the investment risk to solve the problem of P2P personal loans can not be avoided, is a mature supply chain in the traditional financial industry, the financial sector of the internet. Through strict financial transactions structure design, to provide investors with seven security, is a revolution in the Internet banking risk management innovation. ...
Fund custody
In order to ensure the compliance flow of funds for the project, the platform of financial I2AR combined with domestic well-known third-party payment company YeePay, cooperative financial institutions developed domestic by far the most perfect fund custodian system. Investors bid, sufficient funds to Epro pay investors custody account for account system, project seal mark and meet the financing co...
Risk margin
1, what is the risk margin? Risk margin is a financial platform for the protection of investment security considerations, the requirements of cooperative financial institutions, security agencies or financing companies in accordance with the total amount of financing to raise funds for 5%-10% payment guarantee. During the period of investment, the deposit is hosted by the bank until the end of the...