Risk margin
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1, what is the risk margin?
Risk margin is a financial platform for the protection of investment security considerations, the requirements of cooperative financial institutions, security agencies or financing companies in accordance with the total amount of financing to raise funds for 5%-10% payment guarantee. During the period of investment, the deposit is hosted by the bank until the end of the investment projects, the total investment of all the principal and income investors, return the relevant agencies.
The risk margin account by the large commercial banks managed to ensure earmarking.
2, risk margin rules
(1) special escrow: to bear do enterprise debt financing of the financial institutions and platform name common open bank account deposit payment risk protection tube, and earmarking management by the custodian of funds.
(2) default advance: when the debts of the enterprises in the contract agreed repayment date fails to perform the obligation of repayment, wealth management will be in after the expiration of the seventh day from the risk margin extraction corresponding funds, advance the investor principal and income.
(3) transferring the rights and interests: when the investor obtains the risk margin on a certain amount of overdue debt principal and interest in full advance, the debt corresponds to the repayment or guarantor, insurance compensation funds belonging to the sum of the risk margin funders.